Fix & Flip Loans
Funding review for investors buying, improving, and reselling non-owner-occupied properties.
Asset-Based Funding for Real Estate Investors
Lucerna Funding helps investors move quickly on fix-and-flip, rehab, rental, bridge, refinance, and investment-property opportunities. We focus on the property, the numbers, the equity, the value-add opportunity, and the exit strategy.
Funding Paths Built Around Investor Deals
Investor transactions often involve short timelines, imperfect properties, rehab work, rental strategies, and nontraditional exits. Lucerna starts with the asset and the plan.
Hard Money Loans
Short-term investor funding review when conventional bank financing may not fit the property or timeline.
Private Money Loans
Property-first capital conversations for investor transactions where deal structure matters.
DSCR Rental Loans
Rental-property funding review where property income and debt service coverage matter.
Bridge Loans
Short-term capital review for acquisitions, refinances, and transitional investment-property situations.
Rehab Loans
Renovation-focused funding review built around scope of work, budget, draws, and completed value.
Ground-Up Construction Loans
Investor construction funding review for projects with plans, permits, budget, and a credible exit.
Refinance / Cash-Out Loans
Investor refinance review for stabilizing, exiting short-term debt, or using equity for the next deal.
Commercial / Multifamily Funding
Funding review for small commercial and multifamily investment-property opportunities.
What Lucerna Reviews
A strong submission gives Lucerna enough context to understand whether the deal deserves deeper review.
The Property
Address, condition, property type, market, occupancy, and public-record context.
The Numbers
Purchase price, as-is value, ARV, rehab budget, rent, equity, leverage, and reserves.
The Plan
Scope of work, timeline, draw expectations, rental strategy, sale strategy, or refinance path.
A Cleaner Path From Deal Review to Next Steps
1. Submit the deal
Share the property, numbers, borrower/entity context, rehab plan, and exit strategy.
2. Lucerna reviews the asset
The review starts with value, equity, deal strength, and practical path to repayment.
3. Discuss fit and next steps
If the deal makes sense, Lucerna can identify what documentation or pricing conversation comes next.
Have a live deal or one you are evaluating?
Submit the property details and Lucerna will evaluate the asset, the numbers, and the exit strategy.